One man. One vision. One flight that changed history. The famed American aviator, Charles Lindbergh, was the first person to fly solo nonstop across the Atlantic Ocean. Dubbed "Lucky Lindy" and a pioneer in flight, he helped inspire an industry that would change the world.

Gradient Advisors is an independent, privately-owned SEC registered investment advisor. We offer a progressive platform that parallels Lindbergh with our "first to flight" business model. Our forward-thinking approach is designed for entrepreneurial-minded investment advisor representatives who want an interdependent relationship and to operate at the high standards established for fiduciaries. These principles and standards are the cornerstone of our commitment and the path of a trusted advisor.

We provide our investment advisor representatives access to proven prospecting media, turn-key client appointment process, financial and investment planning software, state-of-the-art technology solutions, progressive portfolio management, performance reporting, ongoing investment training, and full-service back-office support.

Gradient Home Mortgage is an independently-held mortgage banker. As a mortgage banker, we fund loans with our own money and sell them onto the secondary market. We have access to the same programs that mortgage brokers and traditional banks offer; however, our structure and position allow us to offer pricing strategies that will better meet clients' needs.

Our pioneering philosophy parallels the legacy of American architect Daniel H. Burnham, architectural designer of the iconic Flatiron Building in New York City and a catalyst of future development. His horizon-shaping legacy is truly "built to last" as his firm continues its work today, nearly 100 years after his death. Adopting that same principle, our customized mortgage plans are "built to last" to ensure memories for multiple generations.

Our product offering includes Conventional Mortgages, Reverse Mortgages, Jumbo Mortgages, and FHA/VA/USDA/RD Mortgages. Our term offering ranges from fixed rate to ARM to HELOC options.

Leonardo Da Vinci is widely considered one of the most diversely talented men who ever lived. His limitless skill set and thirst for innovation allowed him to single-handedly paint some of the most prized works of art as well as lead the world toward the industrial revolution. Gradient Insurance Brokerage has taken a page from his sketchbook.

We are an independent, privately-owned insurance marketing organization for fixed annuities and life insurance. We are committed to providing financial professionals with a virtual home office, furnishing unparalleled business-building support through specialized expertise, proven marketing systems, and comprehensive value-added professional and educational services that meet the needs of today's boomer and senior populations.

Our membership program affords benefits that exceed any other marketing organization in the country. Our program has been created to help our professionals increase their production while reducing their expenses, resulting in an overall increase in net income. Many marketing organizations focus on growing production but do not take overhead into account. Our platforms require no additional overhead or staffing! Elite and Premier Members receive exclusive access to Gradient Financial Group's platforms and services on a subsidized or complimentary basis.

Paralleling Da Vinci's dream to fly and his engineer of the blimp, helicopter, and parachute, we offer our professionals the required tools to help their clients "soar with safety" into their golden years.

Gradient Investments is an independent, privately-owned, fee-only SEC registered investment advisor, providing professional money management services. We serve individuals, employer-sponsored pension plans, foundations, endowments and corporations through mutual funds, exchange traded funds (ETF), options and separately managed accounts.

Like the Wright brothers, we are pioneers. We actively manage accounts through our proprietary Wright Investment Strategy which is based on the principles of flight. Although the Wright brothers' first flight was over 100 years ago, it remains one of the most complex and demanding challenges ever mastered. The Wright brothers conquered this challenge by developing a scientific 3-Axis Control System that is still used today on fixed-wing aircraft.

We address investment challenges through a parallel 3-Axis Control System which actively manages Risk Exposure, Investment Strategy, and Investment Performance and provide tailored investment solutions based on clients' unique investment objectives.

Gradient Positioning Systems is the creative branch of Gradient Financial Group. We create strategic partnerships with our financial professionals to develop influential brands capable of mass communication and unlimited growth potential.

Like Les Paul whose pioneering quest for a new sound and ability to physically build his inventions lead to the first electric guitar and the existence of rock and roll, Gradient Positioning Systems has recognized an opportunity to design a new norm through branding, graphic design, interactive (Web) design, search engine optimization, multimedia, public relations, advertising, and marketing. Our design team will build a brand to perform on a new stage; a stage that appeals to the audience of today and understands the fans of tomorrow.

We embrace the concept of "Les' is More," which involves bringing an esthetically pleasing and simple to understand design to a complicated and difficult to follow financial world. Now is the time for financial professionals to pick up an electric guitar, create a new sound and become a star in a new financial revolution.

Gradient Securities is a "New World Broker/Dealer" that stands proud in the industry for our comprehensive and innovative business model. Much like pioneer Christopher Columbus possessed valuable knowledge about the trade winds, which would prove to be the key to his successful navigation of the Atlantic Ocean, we work through our financial professionals to help them navigate the discovery process of assessing their clients' portfolios, evaluating their risk tolerance and charting their chosen financial retirement destination.

We're outside business activity friendly and understand most professionals aren't just selling securities products. Today, progressive professionals serve their clients by providing a wide spectrum of products and services. We offer mutual funds, variable life insurance, and variable annuities and also provide a diverse portfolio of financial products and services through our relationship with Gradient Financial Group.

We will continue to explore and discover innovative possibilities within the securities world. Our professionals also enjoy no haircut on fixed insurance product sales, progressive payout schedule and common-sense compliance practices.

Gradient Tax is an independent, privately-owned tax planning, preparation, and filing firm who serves individuals and businesses. We possess the same pioneering spirit that genius Henry Ford used to forge the automotive revolution.

We help clients understand tax in a new way through the 360 degrees of tax affordability, a circular method that provides clients the opportunity to receive feedback and services from our team of CPAs and tax professionals. Clients receive insight about their unique financial situation as it relates to past, present and future tax strategies to accomplish their overall financial goals.

Our 360-degree approach encompasses the past with the Second Opinion Tax Review, the present with preparation and filing services, and the future with Roth IRA conversion analysis, beneficiary review services, and advanced tax planning such as Social Security and Net Unrealized Appreciation treatment.

RIA Registrar is a Minneapolis-based compliance firm for independent registered investment advisors and a sister organization to the Gradient Financial Group member organizations. We create strategic partnerships to provide compliance and administration solutions that enable registered investment advisors to operate in good standing.

Our services include state and SEC registration, ongoing compliance maintenance, and errors and omissions insurance coverage. The registered investment advisor business continues to gain popularity. Sharing the same pioneering spirit that defines the Gradient Financial Group members, we seek to partner with registered investment advisors and firm representatives who are the forefront of financial services trends and who are dedicated specifically to running a firm with strong fiduciary values and strict compliance standards.

We help businesses through the language of compliance and work relentlessly to make sure they are ready to look and play the part of today's independent registered investment advisor.

Gradient Gives Back Foundation is a Minnesota-based non-profit organization that supports the Gradient Gives Back Community Outreach Program and devotes resources to assisting Americans. We strive to help poor, distressed or underprivileged American families who are at risk of losing their homes through the Foundation.

Like the pioneers who have inspired our member organizations, we also seek to unite communities by inspiring Americans for the purpose of charitable giving. Annually, we award a full year of mortgage or lease payments to deserving families as part of our nationwide Gradient Gives Back Community Outreach Program.

Since the establishment of our Foundation, we have awarded mortgage or lease payments to eight families across the United States and continue our commitment to actions that make immediate and real differences in the lives of families who have fallen on hard times.